See the nation's top rated reports forAll Local Schools
These properties presented by Michele Safford of Coldwell Banker Weir Manuel Email: sold@michelesafford.comPhone: 248-675-1245 Click here to go to Michele's home page
Simply elegant! Custom masterpiece with the ultimate in privacy and seclusion on nearly 1 acre. Spectacular grand foyer, dramatic 2 story dining room, chef's delight kitchen, center island, granite, gorgeous first floor master suite, glamour bath with oversized shower/jetted tub, Jack and Jill bath, princess suite, 2 story family room, walk-out lower level perfect for In-law/Aupair, custom patio. Seller offering $5000 buyer's agent bonus with acceptable offer by 5/31/09.
Michele Safford Listings Map
Northville Real Estate
Financing Your Home >The Margin on an ARM
When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set. Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin. If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
Why is the Terra Amata site in Nice, France famous?
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
Michele SaffordColdwell Banker Weir Manuel41860 Six Mile RdNorthville, MI 48168248-675-1245sold@michelesafford.comMichele is a licensed Realtor with seventeen years of experience in real estate. Her primary areas of expertise are working with sellers and buyers and both family and corporate relocation. She is familiar with Metro Detroit and the Southeastern Michigan counties of Wayne, Oakland, Livingston and Washtenaw. In addition to her real estate license, Michele received her Bachelors degree from Michigan State University and her Masters degree from Oakland University, both in the field of education. She has taught all areas of special education, mentally, emotionally and learning disabled children. She has worked as a Vocational School Presenter. She resides in Northville and has four grown children. For the last three years Michele Safford has remained the #1 Agent in the Coldwell Banker Schweitzer Northville office. She consistently stays on top of the market trends and has been working with a business coach for several years. With the constantly changing market sellers and buyers need to hire the best real estate expert in the industry. Call 248.675.1245 or email sold@michelesafford.com to meet all your real estate needs.
Michele SaffordColdwell Banker Weir Manuel41860 Six Mile RdNorthville, MI 48168248-675-1245sold@michelesafford.com
Michele is a licensed Realtor with seventeen years of experience in real estate. Her primary areas of expertise are working with sellers and buyers and both family and corporate relocation. She is familiar with Metro Detroit and the Southeastern Michigan counties of Wayne, Oakland, Livingston and Washtenaw. In addition to her real estate license, Michele received her Bachelors degree from Michigan State University and her Masters degree from Oakland University, both in the field of education. She has taught all areas of special education, mentally, emotionally and learning disabled children. She has worked as a Vocational School Presenter. She resides in Northville and has four grown children. For the last three years Michele Safford has remained the #1 Agent in the Coldwell Banker Schweitzer Northville office. She consistently stays on top of the market trends and has been working with a business coach for several years. With the constantly changing market sellers and buyers need to hire the best real estate expert in the industry. Call 248.675.1245 or email sold@michelesafford.com to meet all your real estate needs.
www.MicheleSafford.com is brought to you by Michele Safford NUMBER1EXPERT in real estate for Northville, Novi, Canton and Metro Detroit, Michigan
Read Michele Safford Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge
- NUMBER1EXPERT 
